SecureCare Dental Plans give groups the flexibility to customize plan designs to improve provider access, lower premium cost and personalize plan designs so every employee has more reasons to smile. How would you like to design your dental plans?
SecureCare includes a broad dental network with thousands of elite providers across the US and Mexico. All SecureCare members can access high-quality, in-network dental care in both the US and Mexico. In-network dental benefits mean lower out-of-pocket costs for our members.
Finding dental providers in our US-Mexico dental network is easy. Go to our Find a Dentist link below or on the homepage. There you'll have access to our complete directory of General and Specialist dentists in the US and Mexico.
The Copay Plan is a dental insurance plan with no annual maximum limitation, no network waiting periods and a large national network.
This is a fully-insured dental plan where employees pay copays and providers are reimbursed fee-for-service. The Copay Plan is true dental insurance, not a DHMO plan. If you are looking to improve employee benefits with an alternative to a prepaid/DHMO, then The Copay Plan is your choice.
Even better, members on The Copay Plan have access to our full US-Mexico Dental Network stretching from coast to coast and a number of cities in Mexico.
In addition, when groups enroll at least 5 or more eligible employees on The Copay Plan and one other MAC or UCR dental plan, the One Plan Change Benefit is included. This allows members to switch plans once a year, off-renewal with no qualifying event. Members may want to switch from a plan with an
Offers flexibility while providing low employee coinsurance and competitive premiums. With the Dental Plan (MAC), employees will enjoy significant savings by selecting from a network of contracted providers. Employees may visit a non-network provider; however out-of-pockets costs will be higher.
Members on the Dental Plan MAC also have access to our full US-Mexico Dental Network stretching from coast to coast and a number of cities in Mexico.
Provides the freedom to select any dentist of your choice. You may select a dentist who is contracted with our extensive national contracted dentist network or you are free to visit a non-contracted provider.
Coverage is comprehensive with either dentist selection. However, out-of-pocket costs will be higher when seeing a non-contracted provider.
As with our other dental plans, members on the Dental Plan UCR have access to our full US-Mexico Dental Network stretching from coast to coast and a number of cities in Mexico.
Check out our SecureCare Blog here for answers to common dental benefits questions.
Visit the American Dental Association (ADA) page for all your dental health questions.
* Centers for Disease Control and Prevention. Oral Health Surveillance Report: Trends in Dental Caries and Sealants, Tooth Retention, and Edentulism, United States, 1999–2004 to 2011–2016. Atlanta, GA: Centers for Disease Control and Prevention, US Dept of Health and Human Services; 2019.
** The Healthcare Cost and Utilization Project (HCUP) National Emergency Data Sample
*** National Association of Dental Plans, Who has dental benefits today, accessed April 9, 2018. http://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx
Dental and Vision Insurance Underwritten by American National Life Insurance Company of Texas Galveston, Texas.
Life, Short Term Disability and Long Term Disability Insurance Underwritten by American United Life Insurance Company (AUL) A OneAmerica company
SecureOne Plan is not insurance and is, therefore, not underwritten by or associated with American National Life Insurance Company of Texas, Standard Life & Insurance Company or American United Life Insurance Company (AUL) A OneAmerica Company, nor is it a part of the SecureCare Group Insurance plan.
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