SecureCare Dental Plans give groups the flexibility to customize plan designs to improve provider access, lower premium cost and personalize plan designs so every employee has more reasons to smile. How would you like to design your dental plans?
SecureCare includes a nationwide network of dentists so that insureds may have in-network benefits across the United States. Our coast to coast network includes 260,000 dentist access points to serve our members.
The Copay Plan is dental insurance with no annual maximum limitation, no network waiting periods and a large national network. It is a fully-insured PPO where employees pay copays and providers are reimbursed fee-for-service. The Copay Plan is an ideal alternative to DHMO plans, since The Copay Plan is true insurance and has no annual maximum.
Offers flexibility while providing low employee coinsurance and competitive premiums. With The PPO Plan (MAC), employees will enjoy significant savings by selecting from a network of PPO Providers. Employees may visit an non-network provider; however out-of-pockets costs will be higher.
Provides the freedom to select any dentist of your choice. You may select a dentist who is contracted with our extensive national PPO dentist network or you are free to visit a non-contracted provider. Coverage is comprehensive with either dentist selection. However, out-of-pocket costs will be higher when seeing a non-contracted provider.
* Centers for Disease Control and Prevention. Oral Health Surveillance Report: Trends in Dental Caries and Sealants, Tooth Retention, and Edentulism, United States, 1999–2004 to 2011–2016. Atlanta, GA: Centers for Disease Control and Prevention, US Dept of Health and Human Services; 2019.
** The Healthcare Cost and Utilization Project (HCUP) National Emergency Data Sample
*** National Association of Dental Plans, Who has dental benefits today, accessed April 9, 2018. http://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx
Dental and Vision Insurance Underwritten by American National Life Insurance Company of Texas Galveston, Texas.
Life, Short Term Disability, Accident, Critical Illness, Cancer, Limited Medical and FlexCare Hospital & Medical Insurance Underwritten by Standard Life and Accident Insurance Company Galveston, Texas.
SecureOne Plan is not insurance and is, therefore, not underwritten by or associated with American National Life Insurance Company of Texas or Standard Life & Insurance Company, nor is it a part of the SecureCare Group Insurance plan.
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