Paycheck Protection
How long could you afford to be without a paycheck? That's a question every working person should consider. Short Term Disability Insurance is an affordable way to ensure that if employees are sick or injured and are unable to work, employees have a consistent source of income, and just as important – peace of mind. Coverage can be either voluntary or employer sponsored.
Protect Your Income
Long Term Disability is designed to protect an employee’s income if they are out of work for an extended period due to a more serious injury or illness. Although every story is unique, all of us have experienced the stress and uncertainty of the recent past in some way. We have been faced with challenges we never expected or planned for. One thing is clear, however, there is a renewed focus on the need for income protection that can be provided through long disability insurance.
Employee Assistance Program (EAP)
The Employee Assistance Program is included at no additional cost when a group enrolls on one Employer sponsored Life or Disability product and one other Life or Disability product. This benefit provides completely confidential access to counseling and rehabilitative services at no cost to the employee.
Good for Employees and Business
Studies show that most working adults have no savings set aside for emergencies* and missing just one week of pay could cause a setback**. While many believe that sick leave and vacation time can be used to cover expenses during a disability, the fact is 3 in 10 people with disabling illnesses or injuries are out of work for three months or more, and the benefits from sick leave and vacation time usually run out in a matter of weeks.***
Did You Know?
of working Americans would find it difficult to meet their current financial obligations if their next paycheck was delayed for just one week?****
of working Americans would find it difficult to meet their current financial obligations if their next paycheck was delayed for just one week?****
of working Americans would find it difficult to meet their current financial obligations if their next paycheck was delayed for just one week?****
of adults have no savings for emergencies.*****
of working Americans would find it difficult to meet their current financial obligations if their next paycheck was delayed for just one week?****
of working Americans would find it difficult to meet their current financial obligations if their next paycheck was delayed for just one week?****